Alan is an award-winning market commentator, providing bespoke content delivery for all aspects of the FX Industry. He has been working in the financial services industry for over 30 years and has a wealth of experience across banks in Europe, North America and the Middle East. A former trader, Alan holds a bachelor of business administration in Politics and Economics from the Mark Hall School.
Is the second downturn coming? I read a lot of reports about the coming crisis in the Eurozone. That it is going to be so many times bigger than Greece and last so many times longer and it is apparently going to start in Italy.
Branch closures, high charges & poor service begin to mount up. The recent news that Royal Bank of Scotland is closing of branches in the UK serves to highlight just how poorly served the country is by the major banks. Barclays, Lloyds, HSBC, Nat West, Santander and RBS have pretty much devoured the potential competition that was coming from Building Societies and now behave as not only too big to fail but too big to care.
Past mistakes coming home to roost! I was a big Margaret Thatcher fan in my younger days. Why? Because she was a Conservative and that meant her policies should match my thinking without me having to consider the deeper ramifications. As I have got older I realized that certain things that she did have had a devastating effect on the domestic economy and the lives of the UK population many many years later:
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