Branch closures, high charges & poor service begin to mount up. The recent news that Royal Bank of Scotland is closing of branches in the UK serves to highlight just how poorly served the country is by the major banks. Barclays, Lloyds, HSBC, Nat West, Santander and RBS have pretty much devoured the potential competition that was coming from Building Societies and now behave as not only too big to fail but too big to care.
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