Let’s face it; we investors are all after the same thing: return. While individual risk tolerances and expectations might vary, the purpose of investing is universal: to preserve and/or increase wealth using that which we already have. It’s a distinctly human activity. While there may seem like an infinite number of ways to invest—and in fact there are—at the end of the day, I believe you can boil each down to either a discretionary or systematic approach. Why just these two methods? Investing draws heavily upon one’s cognitive ability. Human reasoning operates in just two ways, through induction and deduction. I find that the discretionary and systematic categories align quite well with these.
There was a period of time when I was obsessed with home improvement shows. I’d watch almost anything on the subject: Backyard makeovers, kitchen remodels, gut renovations, you name it. It’s fascinating to see what a skilled craftsman can do with the proper tools. In fact, if there’s one lesson I learned from these shows it’s the importance of using the right tool for the job.
So far, there have been no answers – only more questions. Mumbai's Dharavi, one of the largest slums in Asia, has been an area of contention for almost two decades now. For all its revelations, the recent blockbuster film 'Kaala' only underscored what Mumbaikars, human rights activists, urban planners and real estate developers have known for decades - there is no simple formula for unravelling the complex Dharavi equation.
Having worked with many financial planning and analysis (FP&A) teams around the world, I have witnessed how Big Data can deliver competitive advantages to both these teams and their entire organizations. One of the biggest and most common challenges I’ve seen is how they implement and harvest both financial and operational Big Data.
It is still too early to provide hard numbers of 2018 festive season’s property sales numbers as it is yet to conclude. Also, sales numbers are usually collated by the end of the fourth quarter. However, trends in recent years suggest that the entire fourth quarter of the calendar year is seen as an auspicious time wherein housing sales rise. Considering the q-o-q trends in 2018, sales numbers have increased across the major cities. For instance, housing sales in Q3 2018 increased by 9% as against the preceding quarter. In comparison to Q3 2017, sales increased by 15% in a year across the top 7 cities.
Senior living essentially refers to homes that cater to adults aged 55+ who are looking to live independently in a peer environment. Seniors who gravitate towards such housing options tend to have no major health issues and are active enough to more or less take care of themselves.
RERA was supposed to save the day for homebuyers, but that doesn't seem to have happened - at least not yet. In many states RERA, in its present form, is currently either non-existent or a pale shade of what it was intended to be. It is a fact that RERA has been diluted in some states to favour developers while in few others it hasn't even been deployed yet.