The advent of e-commerce in India 'smartly' altered the shopping habits of Indian netizens. Anything and everything - from groceries to apparel to electronics etc. – is now just a click away. For a while, it appeared that 'couch potato shopping' was gaining prominence and disrupting the entire brick-and-mortar business.
The new GST-related announcement has given real estate developers the choice to either opt for the old rates and the accompanying input tax credit (ITC) benefits, or else to adhere to the new reduced GST rate of 5% without ITC.
Like it or lump it, but Modi's victory in 2014 ushered a new era in Indian real estate – starkly marked by his vision to set the 'house' in order and alter the scarred face of an unorganised sector beset by unscrupulous activities. He tightened the Centre's grip on real estate – previously the largest dump-yard for black money hoarders – and introduced big-bang schemes to benefit consumers.
After zeroing on a property, buyers need to identify a suitable home loan lender to fulfil their financial needs. Officially, there are two major lenders in the market – banks (including both public and private banks) and the housing finance companies (HFCs). To get the best deal, a buyer must select a lender depending on their prevailing interest rates, eligibility criteria, processing fee and other factors.
The thing about life is that there are always times when you question yourself.
Nearly 60% women home seekers prefer a property within the budget-range of INR 80 lakh; 52% will opt for ready-to-move-in homes Women homebuyers benefit from lower stamp duty charges, low home loan interest rates, and tax deductions Women must now mandatory be either co-owners or sole owners of affordable homes.
Don’t you think that people these days are professionally qualified, but financially illiterate?