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  • 1
    object(stdClass)#14607 (59) {
      ["id"]=>
      string(4) "6177"
      ["title"]=>
      string(26) " Take this Day and Love it"
      ["alias"]=>
      string(25) "take-this-day-and-love-it"
      ["introtext"]=>
      string(229) "

     How many total days do you have to live? 24,000? Perhaps 32,000? Whatever the total, for many people, it's more than our counterparts of a generation ago.

    " ["fulltext"]=> string(5735) "

    Indeed, in 1900 the median life span in the U.S. was 49 years old. By 2000 the median life span had reason to 77. Today, it's common for people to reach their late 70s, 80s, or even 90s. 

    Each Day is Precious

    No matter how many days you have on this earth, it’s vital to appreciate each of them. Think of it, there have been eons of sunrises and sunsets since the earth first formed out of congealed gases. Your time on earth is a minute fraction of that. 

    Ever since the oceans first formed, the tides have been rising and falling. 

    What’s more, the earth is home to tens of thousands of species, many of which have still not been identified and classified. When you awake each morning, opportunities await. A day is such a long time when you ponder the possibilities: 

    In one minute or less you can throw water on your face, dry off, stretch intently, engage in a mini meditation, have a big drink of water, close your eyes, take a quick walk, visualize a pleasant scene, check for messages, look at photos, sit up or stand up straight, write a thank-you note, yawn, straighten up your desk, review notes, change your seat, have a pleasant thought, or phone someone.

    In five to 45 minutes you can check for voicemail, texts, and email messages; catch the news on TV, radio, or the Internet; lay your head down for some quick rest, take a rigorous walk, balance your checkbook, water the plants, vacuum, straighten up the interior of your car, review what's in the trunk of your car, have a brief meeting with staff members, jog, clean your bathroom, take a shower, and get dressed.

    Also, deal with today's mail, organize half of a filing cabinet drawer, take a nap, run a PC diagnostic program, download many large files, mentally rehearse a major presentation you'll be giving, proofread a report, comfortably eat lunch, listen to several of your favorite songs.

    In two to 24 hours you can watch a movie in the theater or at home, attend a local sporting event, spend quality time with someone else, read several chapters of a book, completely redo your file drawer, reorganize your closet with time to spare, clean your whole house, visit a good friend, attend religious worship, write a report from start to finish, or visit a park or other area of nature.

    Your could take a considerable car trip, catch up on your sleep, enroll in a rigorous course, renew yourself at the spa, attend several movies, read one book or more, take a plane flight, renew your relationships with a friend from across town, clean most or all of your home, or fly to China. 

    Optimize Not Maximize

    Your quest is to optimize, but not maximize your day. You’re not trying to jam pack your time with activity. What would be the point? Having optimal days means there is a balance. Some work perhaps, some leisure. Enjoyment of your meals. Time for friend. Time to reflect. The ability to get out and stretch or exercise, maybe vigorously.

    A sense of the power of nature, the appreciation of higher forces, a sense of being reverent, respectful, all of these can go into the optimal day.

    No matter how trying or exhausting, some days might be, invariably some good can be extracted from such days. If you are the type who is motivated by quotes and slogans – if they help to lift you when you're down or rise you up further than you are –  the Internet provides infinite number of such resources. Songs, as well, can spur you on. If Don't Worry be Happy works for you, play it. If What a Difference a Day Makes nourishes your soul, listen to it.    

    Movies can be uplifting as well. On any given day, you can watch inspiring movies. If Chariots of Fire or Silver Linings Playbook work for you, watch them. Poetry, light verse, stirring novels, and inspiring biographies can make a difference in your day. Access to written works has never been more available than it is today.

    Take This Day

    At some point in your day, will be time to drop back and punt. In other words, give yourself permission to relax – to simply be. Reverse the old axiom, “don't just sit there do something,” to “don't just do something, sit there.” 

    For however many hours there are left in this day, and however many days you have left on this earth, recognize that they are all gifts: Gifts to be experienced, and enjoyed. 

    So, take this day, and love it.

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Perhaps 32,000? Whatever the total, for many people, it's more than our counterparts of a generation ago." 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    Take this Day and Love it

    Jeff Davidson
  • 2
    object(stdClass)#14606 (59) {
      ["id"]=>
      string(4) "6158"
      ["title"]=>
      string(26) "Steve Would Have Loved You"
      ["alias"]=>
      string(26) "steve-would-have-loved-you"
      ["introtext"]=>
      string(308) "

    I was watching this cool, news-like, entertainment network called CNN this morning and one of the guests on the segment about Coronapocalypse was Dr. Larry Brilliant, the famed epidemiologist responsible for helping to defeat the smallpox epidemic and the gent who literally "discovered" Steve Jobs.

    " ["fulltext"]=> string(13245) "

    A few years ago, I had interviewed with Dr. Brilliant to become his Executive Assistant, which would have been an absolute honor, given the fact that this man literally eradicated a global pandemic.

    I remember the interview in explicit detail. He's the first Executive I've ever met who walked into the room glowing. He had this big, bright smile, kind eyes, a bit of a cherubic face and energy, "love and light" for days.

    "It is an absolute honor and pleasure to meet you, Phoenix. Everyone who's met with you loves you, so I'm excited to speak with you. Thanks so much for making the trip."

    The offices were way out in the depths of the Sunset portion of San Francisco and the offices were a converted nurse dormitory on once what was Federal land and a medical campus back in the day. Dr. Brilliant was, indeed, brilliant and our conversation was easy, filled with laughter, and some incredible stories. I remember him asking whom I admired, which was always an easy answer: Steve Jobs, Mother Teresa, Jack Dorsey, and Elon Musk. The second I mentioned Steve Jobs his eyes lit up...and welled with tears.

    "Steve was my friend."

    He went on to tell me about how he'd met this ratty, disheveled, shoeless kid in the Himalayan mountains asking for a job. He, too, had traveled to India to "find himself," did so, and ended up working for the World Health Organization studying a potential pandemic called smallpox. Steve had scored and interview with him but showed up looking a hot mess asking for a job...which was a resounding, "Nope." However, Dr. Brilliant told him to clean himself up, put some damn shoes on, and come back. Which he did. And ended up scoring a gig which eventually led to a lifelong friendship and mentorship between the two that lasted until Steve's untimely death.

    I tell you. If there was a Jiffy Pop machine somewhere in that office I would have been making popcorn by the truckload! Hearing in detail about someone I've idolized for decades and wanted more than anything to work with was one of the most validating things I've ever experienced.

    I've always had an unhealthy fascination with Steve Jobs. While many feared him, I always felt that I understood him. I've always been that EA who could neutralize "the screamers" because I understand why their screaming and don't take anything personally. The recruiting agencies I worked with had this running joke, "Find Phoenix and Ari," the screaming, foul-mouthed, exec from Entourage who used to strike fear in the hearts of many, probably loosely based on all that Steve Jobs folklore.

    A Quick Story: For context

    I've never fallen victim to the whole "bow down," hierarchical BS that most people do. The way I see it, your C-suite title magically disappears and means nothing to me if you're illegally J-walking in front of my moving vehicle or if you say something crazy to me out on the street or in a bar. You'll still get the same cuss-out or ass-kicking I would give anyone who pissed me off to such a degree that I completely lost my shit.

    I remember an instance when I was much younger and dressed in full drag as a cigarette girl for Halloween spirit day at a financial company I worked at in Berkeley, CA. (<--- Financial company + Berkeley, then. = oxymoron) The CFO, a seriously old-school, Harvard royalty, man of around 70 was walking a little too slowly into the company kitchen where I was also headed. I, in full drag and definitely in character, rolled up the stack of papers I had in my hand, and (lovingly) smacked him on the back.

    "Move it or lose it, Toots!"

    He turned around to see me in full drag, experienced a moment of confusion, realized it was me, smiled and chivalrously moved aside.

    "Thanks, Doll."

    I pushed past and saw everyone in the kitchen staring in shocked silence, mouths agape after witnessing what was sure to be my firing. Me, not giving 2 fucks (I still don't, btw.) grabbed my soda, looked at them all like #what, bid goodbye to my abused who was still smiling and shaking his head, and walked my fine ass right back to my desk. And proceeded to watch my email start to fill with "OMG..no you didn't just...!" messages. Yep. I just did.

    One thing about me is I don't show up as someone I'm not. I don't have to. I confidently walk my walk because IT'S MINE. I've always done my best to represent myself and my brand as best I could in any and every situation I'm been in. I learned early that if you are inauthentic in your demeanor and intentions you're hurting yourself the most and doing irreparable harm to your self-confidence. No, you'll never EVER catch me in drag again. It was a phase, children. But when I did, it was full commitment. My hair, makeup, outfit, and demeanor all created an "experience" anytime I came into contact with someone. And I've taken that lesson and that power to heart so that when I walk into a room, people take note, without me having to utter a single word. Because I walk in with intention and a purpose. "You seem like someone important." It's the #1 comment I get from strangers I meet at parties. And it's validation that the hard work I've done on myself and within my career has paid off.

    Back to Brilliant

    As Dr. Brilliant and I were talking about his needs, my working style, and "how I roll," I noticed he was looking at me in the same, squinting, pensive way similar to how Miranda looked at Andie Sachs during her "work ethic plea" in the interview scene of The Devil Wears Prada. And then he hit me with it.

    "Oh, Steve would have LOVED you."

    Delivered while staring directly into my eyes, kinda nodding his head, and with a type of conviction I'd never really experienced, especially in an interview. And for the first time in my professional career, I broke form, my eyes welled, and I started wiping tears.

    "I'm pretty sure that's the nicest thing anyone has ever said to me in my entire life."

    He was clearly moved and his eyes, once again welled, and we both broke into laughter at the fact that two grown-ass men were crying about another grown-ass man...in an interview.

    "I'll bet this is probably the strangest interview you've ever been on, huh?"

    "Pretty much."

    We giggled, wiped our eyes dry, and proceeded to have an incredible conversation lasting another hour ending with Dr. Brilliant personally autographing a copy of his book for me and politely asking for a hug, which I happily obliged. We had a final interview the next day over lunch to which I rode my motorcycle. It was a little test of my own to see just how "all-in" my Exec would be for me seeing me ride up on my Yammie. It's funny how some people view motorcycling as a death wish or reckless entertainment. Dr. Brilliant didn't. In fact, he loved it and toured my bike with me, regaled tales of his own about his motorcycling days, and mentioned he was a bit envious. We had an amazing lunch at "his spot" and he actually introduced me as his new Assistant to several friends, all highly accomplished and retired, who were having lunch at tables nearby. Hilarious, but they all said something similar to "that phrase" in The Devil Wears Prada to me where everyone exclaims how lucky Andie is to have that job and that a million girls would kill for it.

    Sadly, my recruiter at the time fucked up the compensation component quoted to me in her effort to "fill a seat" and it ended up being both half time and compensated at half my salary at the time. While I did contemplate taking the job and supplementing the income lost, I decided I really didn't want to have to struggle to make the money I deserved even though the opportunity felt like a once-in-a-lifetime gig. If I were 20-something, hell yes. I was 40+. Therefore, NOPE.

    Appreciate Those Universal Signs

    The Universe sends people into your life for a reason you may not immediately understand. Dr. Brilliant was that person for me. I was working at the time for an executive who I simply didn't gel with. He had glimmers of brilliance, but he was "underbaked" as a leader, and had actually tried to force me into committing insurance fraud for him. Real talk, I've had to do some shady shit from time-to-time on behalf of my bosses. Any EA at the top of the game knows this is an unwritten requirement of the role. (#fightme) However, doing illegal and/or super immoral shit on an Exec's behalf is a big, fat, NOPE in my book. Not only will (and have) I quit, but I'm probably cursing you for filth all the way out the door AND blacklisting you as a "no-go" to my insane, MASSIVE network of EAs I've created over the past 30 years. (Yeah...we roll DEEP like that. Good luck finding an EA of any substance once on that list.)

    I was feeling lost, invalidated, under-appreciated, under-utilized, and seriously thinking of leaving the profession. That interview with Dr. Brilliant and his "Steve would have loved you," comment breathed new life and validation into me at a time when I needed it most. It reminded me that, as an Executive Assistant, I was highly desirable...so much so that the man who ended a pandemic and one who literally changed how the world communicates with one another would want ME at their side.

    Seeing Dr. Brilliant on tv this morning brought both a smile to my face and a tear to my eye. All stemming from the immense feeling of gratitude and "rebirth" he'd provided me all those years ago. I took that energy, quit my job with "Ferrari-gate dude," ended up leaving San Francisco altogether and moving to Denver to support someone I still consider to be the next Elon. That experience with Dr. Brilliant reminded me of the path I was on as a professional and to keep pushing myself, walking my walk, and depleting my supply of fucks given along the way, like I did as a 20-something, Halloween-day drag queen, beating up on my unsuspecting, septuagenarian CFO.

    And during my time in Denver I was able to realize that my time as an Executive Assistant had come to an end, in favor of writing a book and paying forward all of my knowledge, "C-suite street smarts," and almost 3 decades of delicious experience to Executive Assistants around the world struggling to find a way around with roles and Execs who actually exploit the treasure of talents, experience, and passion they have that often went unrecognized and underutilized.

    Be YOU: Give us All of It

    I'm unique. We all are. I've managed to leverage my uniqueness into two businesses and a personal brand destined to become a household name. I know this, unequivocally. Being yourself and standing out has become increasingly more difficult thanks to social media. And having the type of confidence to put yourself out there and "walk your walk" takes a lot of work to build and access. We all have the ability, but not everyone has the desire. However, I'll say this and then leave it alone.

    Be the most sincere representation of YOU you can be. At all times. Not everyone is going to appreciate it. Some will dislike it. Some will absolutely love it. But the most important person in that equation is YOU and how you see, appreciate, and represent yourself. If you aren't 100% authentic with yourself, you'll never fool anyone into believing you are whom you say you are. So why put any energy into being something or someone you're not? Especially if it doesn't work anyway.

    My haters and detractors have yet to pay a single bill of mine. Therefore, they take up zero space in my life. And I have zero empathy for their conditions because I'd much rather put my energy into people who believe in me and whom I believe in. People of weak character tend to hate the most. Ever notice that? And I find it equal parts pathetic and kinda funny. So make popcorn and enjoy the show. But then move on and surround yourself with people who share your passions, intention, and a future-forward perspective that actually serves humanity not detracts from it or discolors it with their un-addressed issues.

    In Conclusion

    BE YOU. And DO YOU. Putting your unique energy and spin into the world allows us all this beautiful, insanely diverse, experience from which to cherry-pick the things that serve us in our own, individual journeys through life. Clones tell no compelling stories and provide no seasoning to the stew. Those who have a story, have an unabashed point of view and who share it authentically are the ones who change and enhance the world conspicuously. And the Universe will always see to it that the most passionate and authentic among us will end up at a table together (or an interview!) to provide that validation we often seek in a world that doesn't quite "get" us.

    Something to take with you...from my songwriting days:

    "Like a fairytale beginning I can finally be amazed by a world I never understood. I see the beautiful in everything I see. Something so beautiful is happening to me."

    " ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["catid"]=> string(3) "108" ["created"]=> string(19) "2020-05-29 23:00:21" ["created_by"]=> string(3) "394" ["created_by_alias"]=> string(0) "" ["state"]=> string(1) "1" ["modified"]=> string(19) "2020-05-29 23:33:24" ["modified_by"]=> string(3) "333" ["modified_by_name"]=> string(13) "Badr Berrada " ["publish_up"]=> string(19) "2020-05-29 23:00:21" ["publish_down"]=> string(19) "0000-00-00 00:00:00" ["images"]=> string(339) "{"image_intro":"images\/articles\/global-economy\/Dr._Larry_Brilliant.jpg","float_intro":"","image_intro_alt":"Steve Would Have Loved You","image_intro_caption":"","image_fulltext":"images\/articles\/global-economy\/Dr._Larry_Brilliant.jpg","float_fulltext":"","image_fulltext_alt":"Steve Would Have Loved You","image_fulltext_caption":""}" ["urls"]=> string(121) "{"urla":false,"urlatext":"","targeta":"","urlb":false,"urlbtext":"","targetb":"","urlc":false,"urlctext":"","targetc":""}" ["attribs"]=> string(667) "{"article_layout":"","show_title":"","link_titles":"","show_tags":"","show_intro":"","info_block_position":"","info_block_show_title":"","show_category":"","link_category":"","show_parent_category":"","link_parent_category":"","show_associations":"","show_author":"","link_author":"","show_create_date":"","show_modify_date":"","show_publish_date":"","show_item_navigation":"","show_icons":"","show_print_icon":"","show_email_icon":"","show_vote":"","show_hits":"","show_noauth":"","urls_position":"","alternative_readmore":"","article_page_title":"","show_publishing_options":"","show_article_options":"","show_urls_images_backend":"","show_urls_images_frontend":""}" ["metadata"]=> string(53) "{"robots":"","author":"","rights":"","xreference":""}" ["metakey"]=> string(10) "Steve Jobs" ["metadesc"]=> string(299) "I was watching this cool, news-like, entertainment network called CNN this morning and one of the guests on the segment about Coronapocalypse was Dr. Larry Brilliant, the famed epidemiologist responsible for helping to defeat the smallpox epidemic and the gent who literally "discovered" Steve Jobs." 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    Steve Would Have Loved You

    Phoenix Normand
  • 3
    object(stdClass)#14609 (59) {
      ["id"]=>
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      ["title"]=>
      string(47) "How To Replace Small Talk When Working Remotely"
      ["alias"]=>
      string(47) "how-to-replace-small-talk-when-working-remotely"
      ["introtext"]=>
      string(285) "

    People working from home tend to feel lonely since they don’t get to meet people around the coffee machine, the washrooms, or bump into colleagues you would never talk to in the hallways.

    " ["fulltext"]=> string(3567) "

    We have the resources, we have the support of our teams, we have work from home guidelines, we have full control over our projects, we can track progress, and we have remote team building activities. It seems like we are back to business with our new, more flexible workspace. But there is one thing missing, and you reminisce about it the most. 

    What can your team do to bring back the element of small talk into work from home when even reaching out to their coworkers alone can seem like a difficult feat? 

    Though things seem to be going great, you want your teammates to have the same level of comfort that comes with small talk. Here are a few things you can do to facilitate this:

    • Set communication channels for business conversation, business casual, and just casual, so that people have a medium to communicate.
    • Team building activities give them a chance to reconnect with people which enables some delightful small talk.
    • Bring about interests in casual group chats so that your team knows how they can approach whoever they want to talk to. 
    Leave comments, review documents, engage in team discussions, all under one roof with ProofHub. Start your FREE trial today!

    Give This Memo To Your Team

    To make small talk delightful for both parties, here are some pointers your team needs to follow:

    • Talking to people during remote work will require a person to take the initiative.
    • When you do begin to talk, always keep the conversation positive and constructive. 
    • Discuss common interests such as TV shows, music, and movies. 
    • Don’t start with “hello” or “good morning” these imply that you just have work to discuss.
    • Other great topics of the small talk include politics, family, health, and of course the coronavirus numbers. 

    Leaders, remember! All work and no play will steer your team to the unproductive lane!

    Lending a hand to remote work, here at ProofHub, we are providing free access to schools all around the world until the end of the year 2020. Learn more about how you can claim this offer.

    About the Author

    Vartika Kashyap is the Chief Marketing Officer at ProofHub — leading project management software. From contributing to websites such as The Huffington Post, Bussiness.com, Elearning, Dzone, and The Next Web to becoming LinkedIn Top Voices in 2017 and 2018, she has recognised amazing new ways to reach the audience. She weaves stories about productivity, team building, work culture, leadership, and common workplace events. She also loves to read and travel to new places.

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    How To Replace Small Talk When Working Remotely

    Vartika Kashyap
  • 4
    object(stdClass)#14614 (59) {
      ["id"]=>
      string(4) "6128"
      ["title"]=>
      string(28) "Three Mega-Realities of Life"
      ["alias"]=>
      string(27) "five-mega-realities-of-life"
      ["introtext"]=>
      string(296) "

    The three mega-realities of life serve as a framework to understanding change and how we can adjust our thinking and activities to maintain some semblance of control.

    " ["fulltext"]=> string(1561) "

    Wisdom Reality of Life


    Sitting right where you are, what you now know about population — the fact that the world gains more than a quarter million people per day enables you to safely predict the following:


    1) Investing in real estate, more specifically a home, now while prices are depressed and interest rates are low will be a sound financial move almost independent of your economic station in life.

    2) Adopting a somewhat contrarian mindset will prove to be advantageous. Attempting to head into the city or out of the city at the same time as everyone, or booking theater or restaurant reservations at the same time as everyone else will be problematic or increasingly so as time passes. Commutes in all directions will become more arduous. Hence, living closer to work, living closer to shopping and conveniences, telecommuting occasionally, and shopping online will only grow in attractiveness and utility.

    3) Old friends become more valued friends. Anchors such as family, close business associates, former college roommates and those who have shared experiences with us become more important with the passing of time. This is not to downplay the role of new friends, for indeed they can become great friends and eventually even old friends!

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    Three Mega-Realities of Life

    Jeff Davidson
  • 5
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      ["title"]=>
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      string(213) "

    The advent of technology and connectivity to places all over the world has resulted in the development and prominence of a new method of finance known as microlending.

    " ["fulltext"]=> string(6808) "

    Although loans, credits, and banking facilities are at their best in the current age, there are still many restrictions hindering people from using the banks to their fullest. It's not the bank's fault either. After all, credit repayment and risk-benefit ratio are essentials to be considered before every decision for banks to function effectively without collapsing.

    So what microcredit or microlending brings to the financial sector? Before we explore the possibilities, here is a brief on microlending.

    What is Microlending?

    Microlending or microcredit is the extention of small loans whose value falls below the institutionalized banks' risk-benefit ratio to provide credits and loans. They are typically used to help the business owners, innovators, entrepreneurs, and simply everyone in need of money, especially in third-world countries where banks are yet to mature.

    Microlending blesses lenders with lucrative and abnormal interests even more than 30% in popular platforms, but there is a catch. If the loan defaults, there is no way to get the money back. And that's an expected risk; banks term them as risky investments because there are no collaterals involved.

    The lender is clarified of the borrowers' intention on where the credits are spent to give lenders options to analyze the risk and determine their worth.

    For example, consider two investment options: an entrepreneur with a good credit score but low interest, and a businessman with a poor credit score with high interest. The entrepreneur who seeks funding to work his killer business idea with execution strategies to reach all the way up to the sky of profits is more likely to get the funding than the businessman with a poor record. Not to mention, the lowest interest in microlending is always higher than the highest the banks can offer.

    What Does Microlending bring to the Financial Sector?

    Microlending majorly serves two groups of deserving people: one, poor entrepreneurs of third-world countries; and two, people in developed countries who are not eligible for loans because of poor credit score.

    Both the groups are susceptible to get affected by notorious loan sharks who charge unreasonably high interest and take advantage of the borrowers' plight. There are also incidents when the entire family of the borrowers was made to involve in the transactions against their will.

    Microlending completely eliminates the need to sign a blood pact with the loan sharks that burn out the fires of entreneurship and rekindles the embers of innovative minds to strive for greater purposes, while enabling the lenders better profits.

    How Technology Can Further Improve Microlending?

    Jan Sampath is a microlending-based startup leveraging technologies like artificial intelligence, machine learning, and blockchain to build a reliable microlending community.

    1st Tech Upgrade: Blockchain

    Microlending platforms are haunted by large overhead costs, hefty fee structure to compensate for the high operating costs, tortoise-speed transaction, centralized structure, and intensified potential for corruption.

    If it isn't for Blockchain, it is nigh impossible to deal with.

    Blockchain-powered microlending platforms inherit every single advantage of the technology. It greatly reduces the transaction cost making it lucrative for lenders and affordable for borrowers at the same time. It speeds-up transactions and verifications, secures data and protects data integrity, and eliminates the possibilities for corruption.

    2nd Tech Upgrade: Artificial Intelligence

    AI-powered conversational chatbots can guide lenders and borrowers in setting up their profile and tweak them to improve their chances for investments and profits. They can also get all the information about the borrowers and their reason for funds to allow lenders to make better decisions.

    For example, if a borrower has a poor credit score even for the microlending platform, the AI can gather the reason for defaults. It can also up the game by checking the legitimacy of the claims.

    The AI-enables Microcredit platform can further estimate the risk-benefit ratio of projects to assist lenders with their financial planning.

    3rd Tech Upgrade: Machine Learning

    Machine Learning, with the help of its historical data analysis, can identify the authenticity of the borrowers' claims.

    The algorithm can also identify the scamming patterns and warn lenders of fraud way ahead in their journey.

    In short, machine Learning adds trustworthiness to the microlending platform with the help of analytics to form an extra layer of security. It simply shouts to the lenders that the platform cares about their money.

    Wrapping Up

    Microlending, although being talked about since the 1980s, the idea has started bearing fruits only recently that it could still be considered new.

    Fraught with dangers, microcredit or microlending can only be lifted from the dangerous tides of fraudsters with the help of technology.

    In fact, it has more room for innovations than any other technology in the financial sector. Augmented reality (AR) and virtual reality (VR) can convey the means of investment effectively. Computer vision can be used to identify and authenticate new signups for borrowing and read facial ques to know integrity.

    Yet, these are but pieces of all the ideas startups and businesses can come up with to leverage technology and contribute to the microlending industry.

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    Microlending: A Financial Revolution

    Vagisha Arora

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